A Summit FCU Share Certificate is a great way to maximize on earning more without the risk of investing in the unsure stock market. A 6-month term Share Certificate will currently earn you 4.50% APY*. There are other Share Certificates available for other terms offering different dividend rates.  You can call in to open a Share Certificate or stop in to one of our offices. Your funds at Summit FCU are fully government insured. No risk, just gain!

*APY means Annual Percentage Yield. Rate effective as of 10/1/2024. Rate applies to new share certificates and is subject to change at certificate renewal. $2500.00 minimum balance to open the certificate. A penalty will be imposed for early withdrawals. Fees and withdrawals may reduce earnings.  Dividends will be applied on a monthly basis. The disclosed dividend rate is subject to a $2500.00 minimum balance. Subject to change or end at any time without notice. Disclosures are available upon request. Contact SFCU staff for more information and applicable fees and terms.