Loan Rates
Loan Rates
| Loan Type |
Annual Percentage Rate (APR) |
Terms |
Cars & Trucks (single axle drive unit only)
(New and Used) |
As low as 5.49% (up to 66 mo.) |
24 - 66 Months (Terms as long as 84 months available) |
| Bill Consolidation |
As low as 9.99% |
Up to 60 Months |
| Other Secured* |
As low as 6.75% |
Varies depending on collateral |
| Home Improvement |
As low as 9.00% |
Up to 180 Months |
| Home Equity*** Closed End |
As low as 7.50% Fixed |
Up to 180 Months |
| Home Equity*** Line of Credit |
As low as 7.75%** Variable |
300 Months |
| Home Purchase & Refinance |
Call for Current Rates |
Most Types of Financing Available |
| Stretch Pay Loans |
As low as 26.00% |
6 Months |
| Lifestyle Loans (Unsecured) |
As low as 9.99% |
Up to 60 Months |
| Signature (Unsecured) |
As low as 9.99% |
Up to 60 Months |
| Savings Secured |
3.70% |
Up to 60 Months |
| Visa® Platinum Credit Card |
Learn More |
No Annual Fee |
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* Other Secured includes Boats, Motorcycles, Mobile and Motor Homes, etc.
** Variable rate based on Wall Street Journal Prime Rate -0.25% as quoted the last business day each month. Rates quoted above are as of 11/01/2024. Minimum 3% and maximum of 18%. Rate subject to change monthly. No application fee. No other closing costs. Minimum payment is $50.00 per month. Cash advance minimum of $300 with a 10 year draw. A balloon payment could result at the end of the term of this loan. The length of the repayment period will depend on your outstanding balance at this time, but will in no event exceed 180 months. Payments will be a minimum of $50 or your account balance.
***Residence must be owner-occupied within Ohio. No pre-payment penalties. Property insurance required.
All loan rates are fixed except the Home Equity Line of Credit.
Loan Payment Examples:
- Signature Loan: $2,000 for 12 months at 9.99% APR = $176.55/mo. payment
- Car/Truck Loan: $20,000 for 60 months at 5.49% APR = $382.80/mo. payment
- Other Secured Loan: $15,000 for 60 months at 6.75% APR = $301.51/mo. payment
- Home Equity Closed End Loan: $20,000 for 120 months at 7.50% APR = $232.89/mo. payment
- Home Improvement Loan: $10,000 for 120 months at 9.00% APR = $127.15/mo. payment
*We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
All loans subject to normal credit approval terms and risk analysis. All published rates subject to change without notice. Rates apply to new money only, except Home Equity Lines of Credit which are variable rate accounts.